Payments

Your Money, Your Account

Every rupee a customer pays lands in YOUR account — we never hold or touch it.

LentloSites is non-custodial: you connect your own payment gateway, your own UPI ID, your own bank. When a customer pays, the money goes straight to you — we are never in the middle, so there are no payout waits, no held balances, and no minimum withdrawal.

Included on every planNo setup feeWorks on your phone

Start free — it's included See pricing

Included on every plan Payments

Included with

E-commerce Business site

How it works

What you actually do, step by step — most owners finish this from a phone.

Connect your own accounts

Paste your own gateway keys (Razorpay, Cashfree, PayU, PhonePe, Easebuzz, or Zoho Payments) or just your UPI ID. The accounts are in your name, with your KYC.

Customers pay you directly

At checkout, card and UPI payments settle into your gateway account; UPI QR payments hit your bank instantly; COD cash goes into your hand.

Settlement on your gateway's schedule

Your gateway pays out to your bank on its own timeline — we add zero delay because we were never holding the money.

Platform fee stays separate

Our small fee applies only when you sell and is taken from your prepaid credits — never cut out of your sales money. See Pricing for the live numbers.

Why it matters for your business

No payout anxiety

There's no 'available balance' screen and no withdrawal button — because your money was never with us in the first place.

Clean books

Your gateway and bank statements are the single record of your sales — nothing routed through a third party to untangle at filing time.

No lock-in

Your gateway account, customer payments, and bank relationship are yours — they don't depend on us.

Works from day one

No gateway yet? Take UPI QR and COD orders immediately while your gateway KYC is in process.

What's included

The honest, complete list — limits stated where they exist.

Six payment gateways connect with your own merchant credentials
UPI QR payments go phone-to-bank — directly from the customer to you
COD and store-pickup cash never involves us at all
Refunds you issue go out from your own gateway account, under your control
The per-sale platform fee is charged to prepaid credits, never deducted from a sale — see Pricing
Raise an invoice from the built-in free CRM and share a pay page that shows your own UPI ID and bank details

Common questions

Do you take a cut from my sales?

We never deduct anything from your sales money — it goes straight to your account. You pay your gateway its standard processing fee, and we charge a small platform fee only when you sell, from your prepaid credits — see Pricing.

How fast do I get my money?

UPI QR payments reach your bank instantly. Gateway payments settle on your gateway's own schedule (typically next working day — check your gateway). COD is cash in hand. We add no delay to any of them.

What happens to my money if I stop using LentloSites?

Nothing — it was never with us. Your gateway account and bank balance are entirely yours.

See it before you sign up

Open the demo dashboardClick around real sample businesses — orders, products, the works. No sign-up needed.Browse demo websitesReal working demo sites for every business type — open one and try it as a customer.

Also on LentloSites

6 Payment Gateways

Razorpay, Cashfree, PayU, PhonePe, Easebuzz, Zoho Payments — paste your keys and start collecting.

UPI QR Payments

Customer scans, pays your UPI directly, uploads proof — zero gateway charges.

GST-Compliant Invoicing

Every order gets a proper GST invoice — automatically, with zero extra work.

Cash on Delivery & Smart COD Charges

Native COD with per-product control — and a COD fee that's exactly as smart as you need.

Partial COD Prepayment

Customer pays a slice online, the rest at the door — fake COD orders disappear.

Customer Wallet & Store Credit

Refunds and cashback as store credit — money that comes back to spend with you.

More in PaymentsEvery way India pays — money lands straight in YOUR account.Explore Payments

Browse all features

Your Money, Your Account is included on every plan

₹0 fixed costs — you pay a small fee only when you earn. All features, even on Free.

Create your website free